Singapore Lease vs Buy Calculator & Running Costs
Work out whether leasing or buying is cheaper over your Singapore posting, estimate a monthly full-service lease, and check whether your foreign licence converts without a test.
Just want the on-road price of a specific car?
Use the dedicated tool. It works in both directions — enter an OMV and a COE premium, or enter the advertised price and see how much of it is tax — with the full ARF band breakdown, the 2026 VES bands, EV rebates and worked examples from LTA’s own figures.
Singapore Car On-Road Price Calculator →Buy vs Lease Comparison
Compare the total cost of buying and selling vs leasing over your expected time in Singapore. Buying rarely wins on a short posting.
Estimates only. Resale value uses straight-line depreciation over 10-year COE life. Actual resale depends on COE prices at time of sale. Running costs are illustrative averages.
Ready to get insured? Compare Singapore car insurance
Affiliate disclosure: we may earn a small commission if you get a quote via these links — at no extra cost to you. We only list companies we'd recommend to a friend.
💡 Tip: If your lease already includes insurance, ask for the policy document — not just confirmation it's included. Check the excess amount before you drive off.
📋 Get the free Singapore Car Buyer Checklist
COE bidding explained, the 10-year ownership cost framework, insurance must-haves, and a 10-item pre-purchase checklist — everything in one PDF.
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