🇸🇬 Singapore Guides
Buying a Used Car: COE, PARF & PaperworkHow the COE System Works for ExpatsERP 2.0: The Real Cost of DrivingCar Loans: MAS LTV Rules ExplainedChild Car Seats & ISOFIX LawsSubscription vs Ownership Compared🇭🇰 HK Guides →Singapore Car Guides for Expats
Plain-English guides to COE, leasing, insurance and more — written by expats who've done it. Get the free PDF guide sent to your inbox.
Live COE Prices — Mar 2026
Cat A
Cars ≤1600cc & ≤130bhp
$108,220
▲ +1.6% vs prev
Cat B
Cars >1600cc or >130bhp
$114,002
▲ +8.6% vs prev
Cat C
Goods vehicles & buses
$76,000
▲ +1.3% vs prev
Cat D
Motorcycles
$8,602
▲ +7.7% vs prev
Cat E
Open (any vehicle)
$114,890
▲ +1.8% vs prev
Getting Started
Costs & Finance
GUIDE 04
COE Explained
How the Certificate of Entitlement system works — bidding, categories, and what it costs.
GUIDE 05
Cost of Driving (ERP)
ERP 2.0, parking, petrol — the real monthly cost of driving in Singapore.
GUIDE 06
Car Loans
MAS LTV caps, TDSR rules, and what banks actually offer expat borrowers.
GUIDE 07
Insurance Guide
What cover you actually need and how to stop overpaying on premiums.
Ownership & Lifestyle
GUIDE 08
EV Guide
Electric vehicles in Singapore — incentives, charging, and hidden costs.
GUIDE 09
Licence Conversion
Convert your foreign driving licence to a Singapore one — step by step.
GUIDE 10
Child Car Seats
ISOFIX, the 1.35m rule, approved standards, and the taxi exemption.
GUIDE 11
Subscription vs Ownership
Car subscriptions like Carro Leap vs buying — which makes sense for expats?
Tools & Services
In-Depth Articles
▸Buying a Used Car: COE, PARF & PaperworkRead →▸How the COE System Works for ExpatsRead →▸ERP 2.0: The Real Cost of DrivingRead →▸Car Loans: MAS LTV Rules ExplainedRead →▸Child Car Seats & ISOFIX LawsRead →▸Subscription vs Ownership ComparedRead →
Your Guide
Patrick — Expat Car Adviser, Singapore
Patrick is the voice of the expat experience in Singapore — COE auctions, leasing decisions, insurance surprises and everything in between. His guides capture what expats wish they’d known before signing anything.
Patrick's Top Tips for Singapore
Most expats on 2–3 year postings are better off leasing — the COE depreciation alone can cost you $40–60k on a purchase.
Cat A COE is the one to watch. When it spikes above $100k, leasing economics look even better for smaller cars.
Always budget a minimum of $250/month for parking if you're in the CBD. Some condos charge $200+ just for the season ticket.
Third-party insurance is legally sufficient, but comprehensive cover is worth it — workshops here aren't cheap.